New irctc sbi visa card can be use for travel shopping atm withdraw easy. Today Credit card is a symbol of richness. Sbi is also a one of biggest public sector bank in India.
Sbi owned irctc sbi visa card can be used for booking transaction free online train ticked booked on irctc with easily. As the name suggest IRCTC is tie up with SBI and other banks for providing credit facility which give around 50 days of credit limit.
You want to know where you can use “sbi irctc credit card”
irctc sbi visa card can be used at IRCTC website for online train ticket booking.
People are worry to use credit card online at petrol pump. Now use it at Petrol pump without paying additional service charges
This card comes with Global travel accepting card. I mean this can be used globally for booking all travel needs.
Visa credit card makes shopping easy at globally accepting visa outlet, visa website, restaurant, stores and other entertainment centre.
Utility bill payment are our monthly requirement when you have to pay bill of insurance, electricity, water, gas and telephone in cash. In actual you can pay these bill online or at kiosks.
This card enable you to grab exclusive offers from IRCTC.
Benefits you can use while shopping and spending sbi irctc visa credit card
Today credit card and debit card from Indian bank comes with reward point. You can use every money spend on shopping, travel and spending . Collect 1 reward point on spend of Rs 125. And use 1 reward point at Rs 1
In union budget 2017-18 center government has abolish train ticket booking charges on irctc website. So you can use this credit card without paying any additional charges.
You need cash at home. Government has allowed to keep cash up-to Rs 3 Lac per person. Saving bank account comes with Rs 24,000 per week limit. But credit card can give you more than limit.
Now Add-on-card are useful for family member. Do not forgot to get it.
Today making a bank draft for cash less payment is not as easy as Easy money draft by Railway IRCTC credit card. Now book money draft using local phone call is very easy.
You need credit card for monthly billing but want to pay in monthly installment. Every clever person make big purchase on emi. Flexipay is also one another feature that convert your purchase into monthly installment at lowest interest rate.
Now credit card and debit card comes with e-statement and usage alert at no extra charge. E-statement are better than postal statement. They deliver on time, open in few seconds, can be print out and visible in seconds.
SBI card alert is useful for every transaction cash withdrawal, shopping, reward point use, mini statement .
Are you sure to Get irctc sbi visa card from SBI.
SMS “rail” to 56767 OR
Login to www.sbicard.com and select travel card. And click on IRCTC SBI Platinum card
Beware credit card comes with Rs 500 joining fee and Rs 300 renewal fees. Interest free period may be 20 days to 50 days. Only big worry is that finance charges 3.35% will be imposed if you are unable to pay bill amount on time.
This card can be used at ATM for withdraw money but at domestic ATM 2.5% service charges will be imposed and international ATM also attract 3% of transaction charges minimum of Rs 300 on both domestic and international.
IRCRC SBI Platinum credit card is good initiative to boost digital payment in train ticket booking. This card can be used for retail spending in India and abroad. But attract some annoying service charges. Major drawback of this card that you want to pay bill using credit card that you must have account in Delhi only otherwise you have to choose net banking or branch banking for credit card payment.
One of India Largest Telecom company has launched airtel payment bank and might be boost the way of digital banking in India. Online payment bank is a new initiative in digital banking.
Formally we go to bank physically stand in long queue withdraw cash in hand. And after this we have to go different different market. But digital banking has change the complete scenario. No need to withdraw cash no need to go different market.
Online payment bank are look better than mobile wallets. In mobile wallets either you have to fund transfer or link debit or credit card.
Airtel payment bank does it really wonderful for me
This is only banking industry who provide interest rate on deposit. Airtel payment bank is also providing 7.25 per cent internet on deposit. Start airtel account with Rs 10 only.
Open an account with airtel number in less than 3 minute. Finger print technology has arrived and online security become more secure.
Online recharge, shopping and bill payment are those we do with our net banking account. Airtel payment bank all provide this.
Every amount you deposit in airtel bank become your talk time.
Money transfer is frequent need in digital banking. Sending money to anywhere is easy.
Airtel payment bank work on instant money transfer method. And can be used with mobile wallet, internet banking and USSD. Withdrawal cash at airtel banking location is easy. Prime minister Jan Dhan Yogna opened account and every day big rush can be seen at public sector banking.
No doubt this is new initiative in digital banking space. But service charges might be bother. Airtel payment banking is free for airtel to online only. If want to transfer money in any public sector or private sector bank. You have to face some service charges. Withdrawal money from bank account also attract few service charge.
Airtel payment bank can started with airtel mobile number. Where airtel mobile become your account number in digital banking age.
Does yes bank digital banking wallet really make wonderful effort for banking industry?
Last quarter of Year 2016 has make sour of Indian banking industry and retail investor. Indian PM Modi put a ban on Rs 500 and Rs 1000 note along with withdrawal limit from bank account.
Now we have move to new year 2017. In new year there are many action and reaction of digital banking revolution in Indian banking industry. Yes bank is one of top private sector bank in India.
Yes bank make an effort of pushing its customer by yes bank digital banking wallet for boosting cashless economy. Cash less economy is part of our economy where all or majority of transaction are done through bank account. And there is not or little any cash transaction.
Yes pay is yes bank digital banking wallet that enable you to spend and collect money through social media and smartphone uses. Facebook is one of latest trend in digital banking in India. Recently HDFC bank offer its customer to HDFC bank on chat specially at facebook messenger. Now anyone can make recharges of mobile, d2h, internet data card on facebook messenger. You can book a ride on facebook messenger. And it is not over else you can make payment of bills phone, electrity and data card while you are on chating on facebook.
A small Tutorial is here. Loginto Facebook messenger app on your smartphone search HDFC Bank on Chat and Type Hi . Now your facebook messenger convert your chat room into digital banking transaction room where you can select merchant and make payment.
Today we need small for cash transaction i.e. shopping for groceries, purchases of milk, mobile recharge or digital set top box recharge. You can not do all of these with yes bank digital banking wallet seamlessly. But you can choose yes pay and search vendor who provide these service.
Here is how you can do with YES Bank digital banking wallet in India.
UPI (United payment Interface) is one of recent trend in digital banking in India. UPI makes it easy not to share your personal account details to any one. But this does not mean that you can not send or received payment in your account. There are option of setting your personalized UPI account no like a user name including only letter and numbers.
Yes Bank provide you virtual card powered by master card which can be used at merchant website in online only.
IMPS (instant money transfer) through mobile number is not dead. There are two option in IMPS P2A and P2M. In P2A you use mobile no as account no and IFSC code for instant money transer. In P2M you use mobile no to mobile no for instant cash with OTP generation.
Debit card and credit card are part of cash less economy where you can go merchant shop make some online shopping and pay using of swipe money.
QR code scanning is also a latest revolution in digital banking. Now you can scan merchant QR code and make easy payment through mobile wallet.
Idea of purchase gift voucher is not bad. If you are hesitate to keep money in cash. Then why not buy some offline and online gift voucher. And use it any merchant shop.
Online net banking make easy online shopping in Indian merchant website.
No doubt digital banking revolution is not look bad. Only bad thing is we all have habit of keep cash. And some lack of internet technology throughout of country also bad. We all not have smartphone And we can not suffer high data charges too. Everyone is accepting cash and not welcoming debit card too. If we want clean India from corruption we must adopt digital banking revolution in India.
idbi payapt mobile payment app for master card and visa card holder for online transaction
This one step towards cash less economy.
Today, when Indian public has been suffering from money. Only mobile wallet has given relief to customer.
Paytm and mobikwik are two mobiles apps which provide different type of cashless transaction.
Payapt mobile wallet app provide some impressive features that you are looking for.
Today online recharge are necessary for all every day work. Without mobile phone recharge you can not talk. Without dth recharge you can not watch TV. Broadband connection also needed for continue services.
Today money transfer is need to commercial work. You may use idbi payapt mobile payment app for all buy and sell transaction.
Instant payment is possible with this apps. This app allow you to make instant payment to beneficiary.
Earlier we used email ID and mobile no for transfer money online. QR code is new technology in money transfer.
You can general virtual card at e-commerce platform too. Virtual card are like normal debit card. Virtual card comes with fixed period and fixed amount. These card can be used for online transaction at selected Indian merchant website.
Normally digital age e-commerce are driven by credit card. New QR code in smartphone are designed to scan and make money transfer. This apps allows you to make instant payment to visa merchant by using mVisa QR code scan feature.
This app bring online shopping idbi customer. Your needs of groceries, gifts, online recharge and other endless shopping experience can be fulfilled here.
Almost every mobile wallet apps you have to make transfer fu9nd first. But you need not to make fund transfer from your idbi bank account. You can use your idbi bank debit card, credit card or prepaid card for instant payment purpose.
You have to check bank statement occasionally. You can use idbi payapt mobile payment app for checking all transactions logs.